Investing in a Roth 401(k) can be a smart financial decision for several reasons. Also note, most companies' 401(k)s now offer both pre-tax and post-tax options.

Life is full of uncertainties, and one of the most unexpected events that can impact your financial stability is a disability. Whether it's due to an accident, illness, or injury, a disability can disrupt your ability to work and earn a living. This is where disability insurance steps in as a crucial financial safeguard.

It might not be the most exciting topic, but checking and updating your beneficiaries really important! Whether it's insurance policies, retirement accounts, or other assets, not keeping those beneficiaries up to date can lead to some real headaches and financial troubles for the people you care about most.

So, you've taken the plunge and started your own business—awesome! Running your own show brings a world of opportunities, but it also comes with extra responsibilities, like dealing with your finances. One critical aspect of financial responsibility for business owners is making quarterly estimated tax payments.

In today's ever-evolving healthcare landscape, it's crucial to have a financial tool that not only helps you save money but also allows you to take control of your healthcare expenses. I delve into specifics about what a Health Care Savings Account (HSA) is and how it can help you.

As a parent, seeing your child transition from school to full time employment is satisfying and a bit nerve-wracking, particularly if they are leaving home. This conversion will go a lot smoother by preparing your young adult to handle their finances thoughtfully. I’ve compiled a list of financial best practices to help during this transitionary period that you can share with your child!

If you love the convenience of online shopping, make sure you protect yourself online from credit card theft, fraud, scams, and sometimes, yourself.

With the costs of textbooks, supplies, and clothing adding up quickly, it's essential to approach Back-to-School season with a smart strategy to find savings without compromising on style and quality.

Credit cards have become an integral part of modern financial transactions, offering convenience and flexibility. However, navigating the world of credit cards requires an understanding of various terms and concepts, with one of the most crucial being credit card percentage rates.

Retirement is a phase of life that most of us look forward to—a time to relax, pursue hobbies, and spend quality time with loved ones. However, achieving a comfortable retirement requires careful planning and disciplined investing.

Retirement planning is a crucial aspect of financial stability, but what if you find yourself starting later in life? While it may seem challenging, it's never too late to begin saving for retirement.

While retirement may seem like a distant milestone for a young professional, it's never too early to start saving and investing. In fact, the earlier you begin, the greater the advantages you gain.

Starting a business and embarking on the entrepreneurial journey can be both exhilarating and challenging. Small business startups, in particular, play a vital role in fostering economic growth and providing solutions to societal challenges. While passion, innovation, and dedication are key ingredients for success, it is imperative to prioritize sound financial planning and decision-making.

Whether it's shopping, banking, or investing, money is flowing through cyberspace.
But here's the thing: with convenience comes risk. Take the following steps to help mitigate risk and protect yourself online.

The loss of a spouse brings emotional upheaval, it's vital for widows to proactively manage their finances. By taking control and seeking professional guidance, and implementing sound financial strategies, widows can regain stability during this difficult period. It is never too late to use your money as tool to increase wealth, security, and happiness.

One of the ways my dad taught me to care for myself was to teach me how to invest in myself. Here are a few pieces of advice from Chuck Fourtner that have enhanced my life over the last 50 years.

As you transition from student to professional, it's crucial to make sound financial decisions that will set you up for long-term wealth, happiness, and security.

Although it is tempting to buy every plant at the nursery, gardening doesn't have to be an expensive endeavor. With a bit of creativity and resourcefulness, you can create a beautiful garden on a budget.

As the summer travel season approaches, many individuals and families are eagerly planning their vacations. However, without proper financial planning, these trips can quickly become expensive and strain your budget.

I was recently asked, what sets me apart from the multitude of financial planners in the United States. In addition, I’ve been asked why people should listen to what I have to say.