Financial Planning

Manage your money
with confidence.

At Abaya Wealth Management LLC, we provide clients with a thoughtful, individual, and proactive approach to managing their finances to grow wealth, ensure stability, and provide security throughout their lives.

All plans are collaboratively created between clients and planner utilizing the most up to date tools and current research.

1. Goal Setting: It helps you define and prioritize your financial goals, whether they are short-term (e.g., vacation, new car) or long-term (e.g., retirement, buying a home).

2. Managing Income: Financial planning assists in managing your income effectively, ensuring that you allocate money towards savings, investments, and expenses appropriately.

3. Cash Flow Management: By monitoring spending patterns and planning expenses, financial planning improves cash flow and reduces unnecessary outflows.

4. Debt Management: It helps in strategizing debt repayment and avoiding high-interest debt, ensuring you maintain a healthy financial status.

5. Investment Planning: Financial planning guides you in making informed investment choices that align with your risk tolerance, time horizon, and financial goals.

6. Risk Management: It involves assessing potential risks and ensuring you have the right insurance and risk management strategies in place to protect your assets.

7. Retirement Planning: It ensures you are on track to meet your retirement goals, providing a roadmap for saving and investing for the future.

8. Tax Efficiency: Proper financial planning helps in optimizing tax liabilities, ensuring you take advantage of tax benefits and deductions.

9. Estate Planning: It involves planning for the distribution of your assets after your death, ensuring your wishes are honored and your beneficiaries are taken care of.

10. Peace of Mind: Having a comprehensive financial plan provides peace of mind, knowing that you have a roadmap to achieve your financial goals and handle unforeseen financial challenges.

Your financial plan may include:

  • Cash Flow & Budgeting

  • Debt Management

  • Insurance Planning

  • Tax Planning

  • Investment Planning

  • Estate Planning

What people are saying

  • “As someone with no financial background Taunya gave me reassurance that I am on the right track. She didn't try to sell anything and gave great advice. She is very easy to speak with and provided honest feedback. Highly recommend.”

    Ann Windish

  • “I wish I had started working with Taunya sooner! She made moving my 401k from my previous employer quick and simple, and has helped me create a plan for maximizing my retirement savings going forward. I highly recommend working with Taunya.”

    Cassie Conroy

  • “Taunya is always available and quick to help with any question or concern. Her knowledge around the markets, financial and retirement planning is second to none. I would highly recommend Taunya for anyone seeking a financial planner or advisor.”

    Michael Cabra

  • “When my husband and I decided that we needed to start planning for our future, we didn’t know where to start. Taunya was recommended to us by a family friend and from our first meeting she was invested in us as a family and took the time to listen to what we were trying to accomplish. She doesn’t just invest money for us, she teaches us along the way and our understanding of the financial world has grown tremendously. I would highly recommend Taunya!”

    Kathryn Kitchen

  • “Working with Taunya is one of the smartest financial decisions our family has made. She has helped us prepare financially for retirement and our children’s college tuition. We have seen consistent gains even during times of uncertainty. She is extremely professional and responsive. If you are in any need of financial services look no further.”

    Joe Acosta

  • “Taunya has been our personal, family, and business financial advisor and planner for many years. She has kept us on track to meet our goals, helped us grow money that was static, and guided us on financial decisions. She has been an amazing and accurate resource whenever we have questions. I highly recommend Taunya Abaya!”

    Tara Bazilian-Chang

  • “Taunya is very knowledgeable and very easy to work with. She is receptive to questions and provides quick and easy answers. I am getting close to retirement and Taunya is providing the guidance that I need. Give her a call or schedule an introduction, you won't be sorry.”

    Kurt Engle

  • “Taunya's extensive knowledge of financial planning gives a client peace-of-mind that she knows how to best help you. A big part of that is she suggests products that are low in managing fees. She works for you, it's clear her clients' needs come first.”

    James Waack