Retirement Income Planning

Investing for Your Future: Secure Your Retirement
with Abaya Wealth Management LLC

At Abaya Wealth Management LLC, we understand that retirement is more than just a number. It's about enjoying the lifestyle you've always dreamed of, free from financial worries.

That's why our experienced Retirement Income Certified Professionals work closely with you to craft a personalized retirement plan that delivers a reliable and sustainable income stream.

Our Approach

  1. Projecting Your Retirement Expenses:

    • We'll help you estimate your future lifestyle costs, including housing, healthcare, travel, and leisure activities.

    • We'll factor in the potential impact of inflation, so your savings retain their value.

  2. Maximizing Your Income Sources:

    • We'll optimize your Social Security benefits, ensuring you receive the maximum amount possible.

    • We'll assess your pension (if applicable) and explore all available options.

    • We'll develop a smart investment strategy to generate income from your 401(k), IRAs, and other assets.

  3. Creating a Sustainable Withdrawal Strategy:

    • We'll help you establish a safe withdrawal rate that allows your savings to last throughout your retirement.

    • We'll incorporate tax-efficient strategies to minimize your tax burden.

  4. Protecting Your Retirement:

    • We'll help you prepare for unexpected events like market downturns or increased healthcare costs.

    • We'll ensure your plan is flexible enough to adapt to changes in your life or the economy.

  5. Partnering with You Throughout Your Journey:

    • We'll regularly review your plan with you, making adjustments as needed to keep you on track.

    • We'll provide ongoing support and guidance to help you navigate any challenges that arise.

Your Peace of Mind is Our Priority

At Abaya Wealth Management LLC, we're committed to empowering you to achieve your retirement dreams. Let us help you create a plan that provides financial security, allowing you to enjoy your golden years to the fullest.

Contact us today to schedule a consultation and start building your brighter future!

Retirement planning includes:

  • Understanding your sources of retirement income: 401k, IRA, pension plans, and social security

  • Estimating post-retirement expenses

  • Determining your anticipated retirement age

  • Defining your risk tolerance

What people are saying

  • “As someone with no financial background Taunya gave me reassurance that I am on the right track. She didn't try to sell anything and gave great advice. She is very easy to speak with and provided honest feedback. Highly recommend.”

    Ann Windish

  • “I wish I had started working with Taunya sooner! She made moving my 401k from my previous employer quick and simple, and has helped me create a plan for maximizing my retirement savings going forward. I highly recommend working with Taunya.”

    Cassie Conroy

  • “Taunya is always available and quick to help with any question or concern. Her knowledge around the markets, financial and retirement planning is second to none. I would highly recommend Taunya for anyone seeking a financial planner or advisor.”

    Michael Cabra

  • “When my husband and I decided that we needed to start planning for our future, we didn’t know where to start. Taunya was recommended to us by a family friend and from our first meeting she was invested in us as a family and took the time to listen to what we were trying to accomplish. She doesn’t just invest money for us, she teaches us along the way and our understanding of the financial world has grown tremendously. I would highly recommend Taunya!”

    Kathryn Kitchen

  • “Working with Taunya is one of the smartest financial decisions our family has made. She has helped us prepare financially for retirement and our children’s college tuition. We have seen consistent gains even during times of uncertainty. She is extremely professional and responsive. If you are in any need of financial services look no further.”

    Joe Acosta

  • “Taunya has been our personal, family, and business financial advisor and planner for many years. She has kept us on track to meet our goals, helped us grow money that was static, and guided us on financial decisions. She has been an amazing and accurate resource whenever we have questions. I highly recommend Taunya Abaya!”

    Tara Bazilian-Chang

  • “Taunya is very knowledgeable and very easy to work with. She is receptive to questions and provides quick and easy answers. I am getting close to retirement and Taunya is providing the guidance that I need. Give her a call or schedule an introduction, you won't be sorry.”

    Kurt Engle

  • “Taunya's extensive knowledge of financial planning gives a client peace-of-mind that she knows how to best help you. A big part of that is she suggests products that are low in managing fees. She works for you, it's clear her clients' needs come first.”

    James Waack