Retirement Realities for Women: Start Planning Today
Retirement might seem far off, but for women, it's crucial to start planning early. We tend to live longer than men, so our assetsneed to stretch further. Plus, thanks to the wage gap and time taken off for caregiving, we might have less saved up than our male counterparts.
What are the risks for retirement?
Retirement is a stage of life that requires careful planning to mitigate various risks that can threaten financial stability and well-being. We examine the key risks in this article.
Visualizing my own retirement
Visualization has long been touted as a tool that works, many successful people credit this technique as a part of achieving their goals. Neuroscientists have long known that visioning works. There is nothing woo-woo about this. Professional athletes to CEOs have used visioning techniques for years. I share my personal visualization exercise in this post.
Picture Perfect Retirement: A Guide to Visualizing Your Dreams and Goals
Have you ever really thought about how your personal retirement will play out? Picturing successful retirement planning initially involves envisioning how you want your life to look like when you fully or partially retire. Here I share some important steps to get started on a vivid and detailed picture of your ideal retirement.
Women and Retirement: Navigating the Path in America
Let's dive into a topic that's crucial for all of us, but especially for the amazing women out there—retirement planning. Women face unique challenges when preparing for retirement and contrast their experiences with those of men.
How to stay cool without breaking the bank this summer
The sun is finally shining, the days are longer, and the vibes are just right! Time for the beach, right?! – Yes! However, summer can also bring those scorching expenses that leave us feeling a bit burned out, financially speaking.
Why Planning Your Retirement Income is the Ultimate Act of Self-Love
Ready to chat about something that's often brushed under the rug, but is absolutely essential: Retirement Income Planning. Picture this: you've spent your whole life hustling, chasing dreams, building a career, and living your best life. But then, the time comes to kick back, relax, and soak in the golden years. Sounds dreamy, right? Well, it can be if you've got your retirement income plan in place.
What is a CFP®?
Most people think all financial planners are “certified,” but that isn’t the case. Just about anyone can claim to be a “financial planner.” To ensure quality financial planning, the CFP® Board benefits the public by independently certifying financial planners. Professionals with the CFP® designation, like yours truly, have met rigorous qualifications for financial planning.
Building your retirement roadmap
I'm beyond thrilled to share the news that I've officially earned my RICP® designation! A Retirement Income Certified Professional® helps clients make the most of their retirement income and investments. I have the expertise to develop a personalized income plan that takes into account your unique goals, lifestyle, and risk tolerance.
Step 4 on your road to financial literacy: Why starting an emergency fund is vital to your financial wellness
Life is messy, unpredictable, and downright chaotic at times that’s why starting an emergency fund Is vital to your financial wellness. An emergency fund isn't just about surviving the unexpected; it's about thriving in the face of adversity. Think of your emergency fund as an investment in you.
Conquering Credit Card Debt
Today I want to talk about managing your finances, specifically, conquering that pesky credit card debt. Life is hectic, and sometimes it feels like swiping that plastic is the only way to get through the month. The thing is, those little cards can be deceivingly convenient. They offer you the illusion of having more money than you actually do. But guess what? That money isn't free—it’s a loan.
April Showers Bring Financial Flowers
Can you believe it’s April already? I don’t know about you, but springtime always makes me feel like anything is possible. Speaking of possibilities, did you know that April is Financial Literacy Month? That’s right! It’s the perfect time to brush up on your money smarts and take charge of your financial future.
I know that talking about money might not sound like fun, but trust me, it’s very important! Understanding how to manage your finances can truly change your life for the better.
Women at the Helm of the Great Wealth Transfer
As baby boomers age, the world is on the brink of witnessing one of the most significant wealth transfers in history. An estimated $30 trillion is set to change hands, ushering in a new era of inheritance and financial legacy. What makes this transition even more noteworthy is the pivotal role women are poised to play in this monumental exchange.
Refresh Your Finances: My Guide to Spring Cleaning
Spring isn't just about tidying up your home and decluttering your closet; it's also the perfect opportunity to give your finances a much-needed cleanse.
Protecting Your Future: Awareness and Prevention of Social Security Scams
In today's digital age, scams have become increasingly sophisticated, preying on individuals' fears and vulnerabilities. Among the most concerning are those targeting Social Security beneficiaries. Social Security serves as a lifeline for many, providing financial security during retirement or in times of disability. However, scammers view it as an opportunity to exploit unsuspecting individuals.