If you are a small business owner, establishing a retirement account is essential! Two options available to you are an individual 401(k) or a SEP IRA.

Both individual 401(k)s (also known as solo 401(k)s) and SEP IRAs are retirement savings plans designed for self-employed individuals and small business owners. However, they have some key differences that can make one a better choice for you than the other.

There are lots of decisions to make when thinking about retirement. Housing is a biggie, so let's break down what to look for:

First up, what can you afford? We're talking mortgage or rent, property taxes, insurance, utilities, just to start off. Making sure those costs won't cramp your retirement lifestyle is extremely important!

Social Security should be a comforting safety net, but let’s be real—it’s more like a tangled web that can leave you spinning. In this blog we will break down social security to make it a bit more manageable.

Ready to chat about something that's often brushed under the rug, but is absolutely essential: Retirement Income Planning. Picture this: you've spent your whole life hustling, chasing dreams, building a career, and living your best life. But then, the time comes to kick back, relax, and soak in the golden years. Sounds dreamy, right? Well, it can be if you've got your retirement income plan in place.

Most people think all financial planners are “certified,” but that isn’t the case. Just about anyone can claim to be a “financial planner.” To ensure quality financial planning, the CFP® Board benefits the public by independently certifying financial planners. Professionals with the CFP® designation, like yours truly, have met rigorous qualifications for financial planning.