The Importance of Having a Financial Plan

Do you have a financial plan in place? If not, you’re not alone. A 2021 study by Charles Schwab found that only 33% of American families have a financial plan. So, if you are part of the majority of Americans that do not have a financial plan, I challenge you to consider putting one in place.

Here’s why it’s important to have a financial plan:

  • On a daily basis, every decision you make has a financial impact. Understanding your finances empowers you to make informed decisions.

  • A financial plan is a construct that helps you handle your assets so that you can make knowledgeable decisions that directly relate to retirement, education, vacation, housing, estate planning, etc.

  • In other words, financial plans help you get from where you are to where you want to be.

The following articles provide additional information on the importance of having a financial plan. 

5 Ways Financial Planning Can Help

6 Reasons Why You Need a Financial Plan

5 Basic Benefits of Financial Planning

If you have any questions or would like assistance with creating a financial plan, contact me at taunya@abayawealthmanagement.comor click here to schedule a Financially Fit and Fearless consultation

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