As we usher in a new year, it's the perfect time to shift our focus from mere financial resolutions to cultivating a mindset that empowers our financial well-being. At the heart of this transformation lies the powerful concept of "paying yourself first" – a shift in perspective that not only prioritizes investing in ourselves, but fundamentally changes the way we approach our relationship with money.

As the year draws to a close, it's not just about festive decorations and holiday cheer; it's also an opportune time to take stock of your personal finances and implement strategic moves to save on taxes. By making informed decisions before the year-end, you can optimize your financial position and potentially reduce your tax liability. I’m including some smart strategies to consider as we approach the end of the year in this blog post.