The Secret Sauce to Enjoying the Holidays Without a Financial Hangover: Saving for Holiday Gifts

We all look forward to the holidays, but it's easy to underestimate how much gift-giving can strain our finances. The last thing you want is to start the new year with a pile of credit card debt. So, saving for holiday gifts isn't just practical; it's the secret sauce for enjoying the festivities without a financial hangover.

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Understanding Disability Insurance: Protecting Your Financial Future

Life is full of uncertainties, and one of the most unexpected events that can impact your financial stability is a disability. Whether it's due to an accident, illness, or injury, a disability can disrupt your ability to work and earn a living. This is where disability insurance steps in as a crucial financial safeguard.

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Securing Your Legacy: The Importance of Checking and Updating Beneficiaries

It might not be the most exciting topic, but checking and updating your beneficiaries really important! Whether it's insurance policies, retirement accounts, or other assets, not keeping those beneficiaries up to date can lead to some real headaches and financial troubles for the people you care about most.

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Navigating Quarterly Estimated Taxes Like a Boss in Your Business Adventure

So, you've taken the plunge and started your own business—awesome! Running your own show brings a world of opportunities, but it also comes with extra responsibilities, like dealing with your finances. One critical aspect of financial responsibility for business owners is making quarterly estimated tax payments.

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Navigating the Transition from School to Your First Job

As a parent, seeing your child transition from school to full time employment is satisfying and a bit nerve-wracking, particularly if they are leaving home. This conversion will go a lot smoother by preparing your young adult to handle their finances thoughtfully. I’ve compiled a list of financial best practices to help during this transitionary period that you can share with your child!

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Ellen Morse Ellen Morse

Why choose to fund a ROTH IRA

When it comes to retirement savings, a Roth IRA is an investment account that offers significant benefits. Not only does it provide tax-free growth of earnings, but it also allows tax-free withdrawals during retirement.

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